Renta 4 Banco

Renta 4 Banco is a Spanish bank and multi-asset broker that provides access to forex markets under established regulation, with platform options plus research, education, and customer support. It combines bank-backed infrastructure with local oversight in Spain.

Key facts

8.2/10
Our rating
#59
Trust rank
1986
Founded
2
Licences
5
Countries accepted
HeadquartersSpain
Broker typeDMA, Market Maker
RegulationCNMV; Banco de España
PlatformsProprietary
InstrumentsCommodities, Forex, Indices, Metals
Fee levelMedium

Updated

Pros

  • • CNMV‐regulated Spanish bank (MiFID II/ESMA)
  • • Negative balance protection for retail FX/CFD
  • • Segregated client funds; Spanish Deposit Guarantee up to €100,000
  • • Multi‐asset trading from a single account (FX, CFDs, equities, futures, options)
  • • Local EUR funding/withdrawals via SEPA (Spanish IBAN)
  • Cons

  • • ESMA retail leverage cap (max 1:30 on major FX)
  • • FX via CFDs only (no deliverable spot/ECN)
  • • Limited third-party platform integrations and algo support
  • • Overnight financing (swap) costs on FX CFD positions
  • • Spain/EU focus; restricted availability for non-EU residents
  • Key Features

  • • CNMV and Banco de España regulated Spanish bank MiFID II compliant
  • • Forex trading via CFDs with ESMA leverage limits
  • • Proprietary platforms R4Trader web and mobile and R4 Pro desktop
  • • Negative balance protection and segregated client funds
  • • Direct market access for equities and derivatives with advanced order types
  • How we review: We rate brokers on regulation, safety of client funds, trading costs, platforms and tools, execution, and reputation, using independent research and hands-on platform testing where possible. Partners cannot buy higher scores. This content is informational only, not investment advice.

    See our Methodology and Risk Disclosure for full details.

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    Frequently Asked Questions

    Renta 4 Banco is a licensed bank and investment firm in Spain. It offers brokerage under local and regional rules. You get standard investor protections. Your money is held in separate client accounts, and the firm is supervised. Leverage, margin, and product features follow local limits. You should read the legal terms, order execution policy, and risk notices on the website before you open an account. This is general information and not advice.

    You can access forex, indices, commodities, equities, and funds through its multi-asset lineup. Forex is available via CFDs; access can depend on your account and location. You can place market, limit, and stop orders, set stop loss and take profit, and set alerts. Product lists, trading hours, and margin rules can change. You should check the platform specs and terms before you trade.

    You get web and mobile platforms with real-time quotes, charts, and order management. Chart tools include timeframes, drawing tools, and technical indicators. You can create watchlists, set price alerts, and view account metrics like margin, equity, and exposure. The platform supports basic and advanced order types. You also get research, news, and education sections. Exact features can vary by region and account type.

    You pay costs through spreads and, in some cases, commissions. Overnight financing may apply on leveraged positions held past the market day. Conversion fees can apply when your account currency differs from the instrument currency. Platform use is typically included; data, research, or inactivity fees can apply under some plans. Deposit and withdrawal providers may charge their own fees. You should review the fee schedule and product disclosures before trading.

    You can fund by bank transfer and card, subject to verification checks. Processing times depend on the method and your bank. The name on your payment method should match your account. Withdrawals go back to a verified source in your name. The broker may request extra documents to meet compliance rules. Third-party deposits are usually not accepted. Fees and limits can vary by method and region.

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