Is XTB regulated? Licences and regulators (2026)
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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
Yes. XTB is regulated by 5 authorities: DFSA (Dubai (DIFC)), FCA (United Kingdom), FSCA (South Africa), IFSC (Belize) and KNF (Poland (EU)). 1 of these are tier-1 (major) regulators.
XTB licences and regulators
| Regulator | Jurisdiction | Tier |
|---|---|---|
| DFSA | Dubai (DIFC) | Tier 2 (established) |
| FCA | United Kingdom | Tier 1 (major) |
| FSCA | South Africa | Tier 2 (established) |
| IFSC | Belize | Tier 3 (offshore / registration) |
| KNF | Poland (EU) | Tier 2 (established) |
What the tiers mean
Tier 1 covers major regulators with strict capital, segregation and conduct rules (for example FCA, ASIC, CFTC/NFA, BaFin, FINMA). Tier 2 covers established regulators with solid frameworks (for example CySEC, FSCA, DFSA). Tier 3 covers offshore or registration-only regimes with lighter oversight. The tiering is our editorial classification; it is not a statement by any regulator.
Before depositing, check the licence number on the regulator's public register and confirm which XTB entity will hold your account — protections such as negative balance protection and compensation schemes depend on the entity, not the brand.
Common questions
Is XTB regulated by the FCA?
Yes — XTB is licensed by the FCA (United Kingdom).
Is XTB regulated by ASIC?
No — XTB is not licensed by ASIC according to our catalogue. Its licences are: DFSA, FCA, FSCA, IFSC, KNF.
Is XTB regulated by CySEC?
No — XTB is not licensed by CySEC according to our catalogue. Its licences are: DFSA, FCA, FSCA, IFSC, KNF.
Is XTB an offshore broker?
No. XTB holds at least one tier-1 licence, so it is not an offshore-only broker, although it may also operate offshore entities for some regions.
Compare XTB
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.