Plus500 vs XTB (2026): regulation, platforms and costs compared

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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan

Plus500

Trust rank #3 · Editorial rating 10 / 10 · Founded 2008

Plus500 is a regulated forex and CFD broker offering broad access to currency pairs and other markets on a proprietary web and mobile platform. It provides built-in charting, order types, and risk…

Read the Plus500 review

XTB

Trust rank #7 · Founded 2002

XTB is a forex and CFD broker offering a proprietary platform, broad instrument coverage, and integrated research and education. It is regulated in multiple jurisdictions.

Read the XTB review

Plus500 (Israel, founded 2008) holds 11 regulatory licences (ASIC, CFTC, CySEC, DFSA, FCA…), 6 of them tier-1, offers Proprietary and sits in our low-fee bracket. XTB (Poland, founded 2002) holds 5 regulatory licences (DFSA, FCA, FSCA, IFSC, KNF), 1 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 47 countries; Plus500 is available in 184 countries where XTB is not, and XTB in 1 where Plus500 is not.

Verdict at a glance

  • Plus500 leads on trust rank, regulatory coverage, instrument range, country coverage and tier-1 licences.
  • XTB leads on track record.
  • Level on platform choice and fee level.

Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

Plus500 vs XTB: side-by-side data

CriteriaPlus500XTB
Editorial rating10 / 10Not verified
Trust rank#3#7
Founded20082002
HeadquartersIsraelPoland
RegulatorsASIC, CFTC, CySEC, DFSA, FCA, FMA, FSA Seychelles, FSCA, ISA, MAS, NFADFSA, FCA, FSCA, IFSC, KNF
Broker typeMarket MakerMarket Maker
PlatformsProprietaryProprietary
InstrumentsCommodities, Cryptocurrencies, Forex, Indices, MetalsCommodities, Cryptocurrencies, Forex, Indices
Countries accepted231 countries48 countries
Fee levelLowLow
Trading typesCFD Trading, Spot TradingCFD Trading
Best-for use casesProfessional Trading, Retail TradingProfessional Trading, Retail Trading

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.

Pros

Plus500

  • Multi-jurisdiction regulation and segregated client funds
  • Commission-free FX trading with competitive spreads
  • Negative balance protection and advanced risk tools
  • Intuitive WebTrader and mobile apps
  • Broad FX pair selection

XTB

  • Tier-1 multi-jurisdiction regulation
  • Proprietary xStation 5 platform with advanced charting and one-click trading
  • Official xAPI for algorithmic trading and data access
  • Competitive FX spreads with commission-free Standard account
  • Publicly listed broker with audited financials

Cons

Plus500

  • Market-maker execution (no ECN/STP/DMA)
  • Proprietary platform only (no MetaTrader/cTrader)
  • No algorithmic/API trading support
  • No commission-based raw-spread accounts
  • Inactivity fee after inactivity

XTB

  • No MetaTrader 5 support
  • No guaranteed stop-loss orders (GSLOs)
  • Inactivity fee after prolonged inactivity
  • Withdrawal fees for small amounts below minimum threshold
  • No integrated social/copy trading

Key features

Plus500

  • Multi asset CFD trading Forex Indices Commodities Shares ETFs Options and Crypto
  • Proprietary WebTrader platform on web and mobile advanced charting alerts and sentiment
  • Top tier regulation segregated client funds and FTSE 250 listed parent company
  • Risk management Guaranteed Stop Orders Trailing Stops and Negative Balance Protection
  • Commission free spread only pricing with overnight funding and conversion fees
  • Free unlimited demo account and 24 7 multilingual support

XTB

  • Multi asset CFD trading Forex Indices Commodities Shares ETFs Crypto
  • Real stock and ETF investing zero commission up to monthly cap
  • xStation 5 proprietary platform advanced charting sentiment and risk tools
  • Publicly listed broker segregated client funds and negative balance protection
  • Tier one regulation including FCA and KNF
  • Extensive education research and market news resources

Country availability: Plus500 vs XTB

Available at both (47): Angola, Austria, Bermuda, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritania, Moldova, Montenegro, Netherlands, North Macedonia, Philippines, Poland, Portugal, Romania, Saint Kitts and Nevis, Serbia, Slovakia, Slovenia, South Africa, Spain and 7 more.

Only Plus500 (184): Afghanistan, Albania, Algeria, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Benin, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Brunei and 159 more.

Only XTB (1): Belgium.

Availability reflects the countries each broker declares it serves. Local rules change; confirm on the broker's own site before signing up.

Plus500 vs XTB: common questions

Which broker is more regulated, Plus500 or XTB?

Plus500 holds more regulatory licences: Plus500 (ASIC, CFTC, CySEC, DFSA, FCA, FMA, FSA Seychelles, FSCA, ISA, MAS, NFA) versus XTB (DFSA, FCA, FSCA, IFSC, KNF). Tier-1 licences: Plus500 6, XTB 1.

Which trading platforms do Plus500 and XTB offer?

Plus500 offers Proprietary; XTB offers Proprietary.

Which has lower fees, Plus500 or XTB?

Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.

Which is older, Plus500 or XTB?

XTB is the older of the two, founded in 2002; Plus500 was founded in 2008.

Are Plus500 and XTB available in the same countries?

They overlap in 47 countries. Plus500 is additionally available in 184 countries (Afghanistan, Albania, Algeria, American Samoa, Andorra, Anguilla and 178 more) and XTB in 1 countries (Belgium).

Keep comparing

Plus500

XTB

Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.