Plus500 vs XTB (2026): regulation, platforms and costs compared
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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
Plus500 is a regulated forex and CFD broker offering broad access to currency pairs and other markets on a proprietary web and mobile platform. It provides built-in charting, order types, and risk…
XTB is a forex and CFD broker offering a proprietary platform, broad instrument coverage, and integrated research and education. It is regulated in multiple jurisdictions.
Plus500 (Israel, founded 2008) holds 11 regulatory licences (ASIC, CFTC, CySEC, DFSA, FCA…), 6 of them tier-1, offers Proprietary and sits in our low-fee bracket. XTB (Poland, founded 2002) holds 5 regulatory licences (DFSA, FCA, FSCA, IFSC, KNF), 1 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 47 countries; Plus500 is available in 184 countries where XTB is not, and XTB in 1 where Plus500 is not.
Verdict at a glance
Plus500 leads on trust rank, regulatory coverage, instrument range, country coverage and tier-1 licences.
XTB leads on track record.
Level on platform choice and fee level.
Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.
Pros
Plus500
Multi-jurisdiction regulation and segregated client funds
Commission-free FX trading with competitive spreads
Negative balance protection and advanced risk tools
Intuitive WebTrader and mobile apps
Broad FX pair selection
XTB
Tier-1 multi-jurisdiction regulation
Proprietary xStation 5 platform with advanced charting and one-click trading
Official xAPI for algorithmic trading and data access
Competitive FX spreads with commission-free Standard account
Publicly listed broker with audited financials
Cons
Plus500
Market-maker execution (no ECN/STP/DMA)
Proprietary platform only (no MetaTrader/cTrader)
No algorithmic/API trading support
No commission-based raw-spread accounts
Inactivity fee after inactivity
XTB
No MetaTrader 5 support
No guaranteed stop-loss orders (GSLOs)
Inactivity fee after prolonged inactivity
Withdrawal fees for small amounts below minimum threshold
No integrated social/copy trading
Key features
Plus500
Multi asset CFD trading Forex Indices Commodities Shares ETFs Options and Crypto
Proprietary WebTrader platform on web and mobile advanced charting alerts and sentiment
Top tier regulation segregated client funds and FTSE 250 listed parent company
Commission free spread only pricing with overnight funding and conversion fees
Free unlimited demo account and 24 7 multilingual support
XTB
Multi asset CFD trading Forex Indices Commodities Shares ETFs Crypto
Real stock and ETF investing zero commission up to monthly cap
xStation 5 proprietary platform advanced charting sentiment and risk tools
Publicly listed broker segregated client funds and negative balance protection
Tier one regulation including FCA and KNF
Extensive education research and market news resources
Country availability: Plus500 vs XTB
Available at both (47): Angola, Austria, Bermuda, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritania, Moldova, Montenegro, Netherlands, North Macedonia, Philippines, Poland, Portugal, Romania, Saint Kitts and Nevis, Serbia, Slovakia, Slovenia, South Africa, Spain and 7 more.
Only Plus500 (184): Afghanistan, Albania, Algeria, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Benin, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Brunei and 159 more.
Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.
Which is older, Plus500 or XTB?
XTB is the older of the two, founded in 2002; Plus500 was founded in 2008.
Are Plus500 and XTB available in the same countries?
They overlap in 47 countries. Plus500 is additionally available in 184 countries (Afghanistan, Albania, Algeria, American Samoa, Andorra, Anguilla and 178 more) and XTB in 1 countries (Belgium).
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.