Capital.com vs Fineco (2026): regulation, platforms and costs compared
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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
Capital.com is a well-regarded forex broker offering access to a broad range of currency pairs on web and mobile platforms, with built-in education, research, and risk management tools. It operates under regulatory…
Fineco forex broker offers a multi-asset trading platform with broad currency pair access, built-in research, charting, and risk management tools. It delivers a streamlined web and mobile experience for order placement and…
Capital.com (United Kingdom, founded 2016) holds 3 regulatory licences (ASIC, CySEC, FCA), 2 of them tier-1, offers MT4, Proprietary, TradingView and sits in our low-fee bracket. Fineco (Italy, founded 1999) holds 2 regulatory licences (CONSOB, FCA), 2 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 2 countries; Capital.com is available in 183 countries where Fineco is not, and Fineco in 0 where Capital.com is not.
Verdict at a glance
Capital.com leads on regulatory coverage, platform choice, instrument range and country coverage.
Fineco leads on trust rank and track record.
Level on fee level and tier-1 licences.
Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
Capital.com vs Fineco: side-by-side data
Criteria
Capital.com
Fineco
Editorial rating
8.8 / 10
Not verified
Trust rank
#28
#14
Founded
2016
1999
Headquarters
United Kingdom
Italy
Regulators
ASIC, CySEC, FCA
CONSOB, FCA
Broker type
Market Maker
Market Maker
Platforms
MT4, Proprietary, TradingView
Proprietary
Instruments
Commodities, Cryptocurrencies, Forex, Indices
Forex
Countries accepted
185 countries
2 countries
Fee level
Low
Low
Trading types
CFD Trading
CFD Trading
Best-for use cases
Retail Trading
Retail Trading
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.
Pros
Capital.com
Multi-regulated broker
Spread-only FX pricing
MT4, TradingView, and proprietary platforms
Wide range of currency pairs
No deposit or withdrawal fees
Fineco
EU-regulated bank broker; segregated client funds
Negative balance protection (ESMA)
Proprietary PowerDesk platform with advanced charting and order types
Multicurrency account with instant FX conversion
Competitive variable spreads on major FX pairs
Cons
Capital.com
- Not available to U.S. clients
- No MetaTrader 5 or cTrader support
- No guaranteed stop-loss orders
- Only CFD-based forex (no ECN/DMA)
- Retail leverage capped to 1:30 in EU/UK/AU
Fineco
No MetaTrader (MT4/MT5) or cTrader support
Retail leverage capped at 1:30 (ESMA/UK)
Smaller FX pair selection vs top brokers
No social/copy trading features
No open API for automated trading
Key features
Capital.com
Multi asset CFD and spread betting on forex indices commodities shares and crypto
Tier one regulation FCA CySEC ASIC with segregated client funds and negative balance protection
Proprietary web and mobile platforms with advanced charting and over 70 indicators
TradingView and MetaTrader 4 integration and REST API for algorithmic trading
Commission free spread only pricing with fast market execution
AI powered insights education and risk management tools including Investmate
Fineco
EU Bank Regulated by Bank of Italy and CONSOB
Forex CFDs with ESMA Leverage up to 30 to 1
Proprietary Platforms PowerDesk Web and Mobile
Advanced Charting and Order Types including Trailing Stops
Multicurrency Accounts and Real Time FX Conversion
Negative Balance Protection for Retail Clients
Country availability: Capital.com vs Fineco
Available at both (2): Italy, United Kingdom.
Only Capital.com (183): Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahrain, Bangladesh, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria and 158 more.
Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.
Which is older, Capital.com or Fineco?
Fineco is the older of the two, founded in 1999; Capital.com was founded in 2016.
Are Capital.com and Fineco available in the same countries?
They overlap in 2 countries. Capital.com is additionally available in 183 countries (Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 177 more) and Fineco in 0 countries ().
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.