Fineco vs Plus500 (2026): regulation, platforms and costs compared
Advertiser disclosure: some links on this page may be affiliate links, meaning BrokerCatalogue may earn a commission if you open an account. This never affects the data shown here, which is drawn from our catalogue and compared mechanically. How we make money.
Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
Fineco forex broker offers a multi-asset trading platform with broad currency pair access, built-in research, charting, and risk management tools. It delivers a streamlined web and mobile experience for order placement and…
Plus500 is a regulated forex and CFD broker offering broad access to currency pairs and other markets on a proprietary web and mobile platform. It provides built-in charting, order types, and risk…
Fineco (Italy, founded 1999) holds 2 regulatory licences (CONSOB, FCA), 2 of them tier-1, offers Proprietary and sits in our low-fee bracket. Plus500 (Israel, founded 2008) holds 11 regulatory licences (ASIC, CFTC, CySEC, DFSA, FCA…), 6 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 2 countries; Fineco is available in 0 countries where Plus500 is not, and Plus500 in 229 where Fineco is not.
Verdict at a glance
Fineco leads on track record.
Plus500 leads on trust rank, regulatory coverage, instrument range, country coverage and tier-1 licences.
Level on platform choice and fee level.
Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.
Pros
Fineco
EU-regulated bank broker; segregated client funds
Negative balance protection (ESMA)
Proprietary PowerDesk platform with advanced charting and order types
Multicurrency account with instant FX conversion
Competitive variable spreads on major FX pairs
Plus500
Multi-jurisdiction regulation and segregated client funds
Commission-free FX trading with competitive spreads
Negative balance protection and advanced risk tools
Intuitive WebTrader and mobile apps
Broad FX pair selection
Cons
Fineco
No MetaTrader (MT4/MT5) or cTrader support
Retail leverage capped at 1:30 (ESMA/UK)
Smaller FX pair selection vs top brokers
No social/copy trading features
No open API for automated trading
Plus500
Market-maker execution (no ECN/STP/DMA)
Proprietary platform only (no MetaTrader/cTrader)
No algorithmic/API trading support
No commission-based raw-spread accounts
Inactivity fee after inactivity
Key features
Fineco
EU Bank Regulated by Bank of Italy and CONSOB
Forex CFDs with ESMA Leverage up to 30 to 1
Proprietary Platforms PowerDesk Web and Mobile
Advanced Charting and Order Types including Trailing Stops
Multicurrency Accounts and Real Time FX Conversion
Negative Balance Protection for Retail Clients
Plus500
Multi asset CFD trading Forex Indices Commodities Shares ETFs Options and Crypto
Proprietary WebTrader platform on web and mobile advanced charting alerts and sentiment
Top tier regulation segregated client funds and FTSE 250 listed parent company
Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.
Which is older, Fineco or Plus500?
Fineco is the older of the two, founded in 1999; Plus500 was founded in 2008.
Are Fineco and Plus500 available in the same countries?
They overlap in 2 countries. Fineco is additionally available in 0 countries () and Plus500 in 229 countries (Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola and 223 more).
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.