Fineco vs Pepperstone (2026): regulation, platforms and costs compared
Advertiser disclosure: some links on this page may be affiliate links, meaning BrokerCatalogue may earn a commission if you open an account. This never affects the data shown here, which is drawn from our catalogue and compared mechanically. How we make money.
Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
Fineco forex broker offers a multi-asset trading platform with broad currency pair access, built-in research, charting, and risk management tools. It delivers a streamlined web and mobile experience for order placement and…
Pepperstone is a well-regarded forex broker offering access to forex and CFD markets through multiple trading platforms, with tools for analysis and risk management.
Fineco (Italy, founded 1999) holds 2 regulatory licences (CONSOB, FCA), 2 of them tier-1, offers Proprietary and sits in our low-fee bracket. Pepperstone (Australia, founded 2010) holds 8 regulatory licences (ASIC, BaFin, CMA, CySEC, DFSA…), 3 of them tier-1, offers cTrader, MT4, MT5, TradingView and sits in our low-fee bracket. The two overlap in 2 countries; Fineco is available in 0 countries where Pepperstone is not, and Pepperstone in 227 where Fineco is not.
Verdict at a glance
Fineco leads on track record.
Pepperstone leads on trust rank, regulatory coverage, platform choice, instrument range, country coverage and tier-1 licences.
Level on fee level.
Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
Copy Trading, Professional Trading, Retail Trading
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.
Pros
Fineco
EU-regulated bank broker; segregated client funds
Negative balance protection (ESMA)
Proprietary PowerDesk platform with advanced charting and order types
Multicurrency account with instant FX conversion
Competitive variable spreads on major FX pairs
Pepperstone
Raw spreads from 0.0 pips + low commissions
Ultra-low-latency market execution, deep liquidity
NDD/STP model with scalping, hedging, and EAs allowed
MT4/MT5, cTrader, TradingView, and API support
Top-tier regulation (FCA, ASIC)
Cons
Fineco
No MetaTrader (MT4/MT5) or cTrader support
Retail leverage capped at 1:30 (ESMA/UK)
Smaller FX pair selection vs top brokers
No social/copy trading features
No open API for automated trading
Pepperstone
No guaranteed stop-loss orders
Negative balance protection limited to EU/UK retail clients
Not available to U.S. residents
CFDs-only offering (no real stocks/ETFs)
No proprietary trading platform
Key features
Fineco
EU Bank Regulated by Bank of Italy and CONSOB
Forex CFDs with ESMA Leverage up to 30 to 1
Proprietary Platforms PowerDesk Web and Mobile
Advanced Charting and Order Types including Trailing Stops
Multicurrency Accounts and Real Time FX Conversion
Negative Balance Protection for Retail Clients
Pepperstone
Agency model no dealing desk market execution
Razor raw spreads and Standard pricing
MT4 MT5 cTrader and TradingView platforms
Advanced tools Autochartist Smart Trader Tools cTrader Automate and VPS
Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.
Which is older, Fineco or Pepperstone?
Fineco is the older of the two, founded in 1999; Pepperstone was founded in 2010.
Are Fineco and Pepperstone available in the same countries?
They overlap in 2 countries. Fineco is additionally available in 0 countries () and Pepperstone in 227 countries (Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola and 221 more).
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.