Funded Trading Plus vs Topstep (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · Funded Trading Plus facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

Funded Trading Plus

AI visibility score 4.2 / 100 · AI visibility rank #20 · Founded 2021

Funded Trading Plus is a proprietary trading firm based in London, United Kingdom, founded in 2021. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to…

Open the Funded Trading Plus profile

Topstep

AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012

Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…

Open the Topstep profile

Funded Trading Plus (London, United Kingdom, founded 2021) scores 4.2 / 100 on the Q3 2026 AI Visibility Index (rank #20 of 76 prop firms), named in 6% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $200,000 (scaling to $5M with add-on), pays a 80% (up to 100%) profit split and offers Match-Trader, MT5. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.

Verdict at a glance

  • Funded Trading Plus leads on choice of evaluation models, asset-class range and maximum allocation.
  • Topstep leads on AI visibility, how often AI names it, AI sentiment, track record, platform choice and profit split.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

Funded Trading Plus vs Topstep: side-by-side data

CriteriaFunded Trading PlusTopstep
AI visibility score4.2 / 10031.4 / 100
AI visibility rank#20#4
Named in AI answers6%39%
AI sentiment (0–100)539
Founded20212012
HeadquartersLondon, United KingdomChicago, United States
Evaluation modelsInstant funding, One-step, Two-stepOne-step
Asset classesCommodities, Crypto, Forex, IndicesFutures
PlatformsMatch-Trader, MT5NinjaTrader, TopstepX, TradingView
Maximum allocation$200,000 (scaling to $5M with add-on)$150,000
Profit split80% (up to 100%)90% (100% of first $10,000)
Challenge fee from$549 ($100k 1-Step Express list; $384.30 with code)$49/month ($50K Combine)
Account sizes$10k, $25k, $50k, $100k, $200k$50k, $100k, $150k
Payout frequencyday 0, then every 7 days (every 3 days add-on)on demand (instant payouts after 5 winning days or 3-day consistency path)
Daily drawdown limit4% (balance based)none (optional Daily Loss Limit $1,000 on $50K)
Maximum drawdowntrailing 6%trailing $2,000 on $50K (4%, end-of-day)
Minimum trading daysnone2
Time limitnonenone
News tradingYesYes
Weekend holdingYesNo
EAs / algos allowedNot verifiedRestricted
Broker backingNot verifiedTopstep Brokerage LLC (NFA-registered introducing broker, affiliate)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: Funded Trading Plus vs Topstep

EngineFunded Trading PlusTopstep
ChatGPT3.756
Perplexity8.438.6
Gemini133.9
Claude11.417.9
Google AI Mode0.941.6
Google AI Overview3.130.7
Google top-1000.2

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

Funded Trading Plus vs Topstep: common questions

Which prop firm do AI assistants recommend more, Funded Trading Plus or Topstep?

Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (4.2 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do Funded Trading Plus and Topstep pay?

Funded Trading Plus pays 80% (up to 100%); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).

Which is cheaper to start, Funded Trading Plus or Topstep?

Entry-level challenge fees start at $549 ($100k 1-Step Express list; $384.30 with code) at Funded Trading Plus and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.

Which platforms do Funded Trading Plus and Topstep support?

Funded Trading Plus: Match-Trader, MT5. Topstep: NinjaTrader, TopstepX, TradingView.

How do the drawdown rules compare at Funded Trading Plus and Topstep?

Funded Trading Plus: maximum drawdown trailing 6%, daily 4% (balance based). Topstep: maximum drawdown trailing $2,000 on $50K (4%, end-of-day), daily none (optional Daily Loss Limit $1,000 on $50K).

Keep comparing

Funded Trading Plus

Topstep

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.