FunderPro vs Topstep (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FunderPro facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

FunderPro

AI visibility score 1.8 / 100 · AI visibility rank #27 · Founded 2023

FunderPro is a proprietary trading firm based in San Gwann, Malta, founded in 2023. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto, futures. Funded accounts go up to $200,000…

Open the FunderPro profile

Topstep

AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012

Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…

Open the Topstep profile

FunderPro (San Gwann, Malta, founded 2023) scores 1.8 / 100 on the Q3 2026 AI Visibility Index (rank #27 of 76 prop firms), named in 2% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $200,000 (scaling to $5M), pays a 80% (up to 90%) profit split and offers cTrader, MT5, TradeLocker. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.

Verdict at a glance

  • FunderPro leads on choice of evaluation models, asset-class range and maximum allocation.
  • Topstep leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
  • Level on platform choice.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

FunderPro vs Topstep: side-by-side data

CriteriaFunderProTopstep
AI visibility score1.8 / 10031.4 / 100
AI visibility rank#27#4
Named in AI answers2%39%
AI sentiment (0–100)239
Founded20232012
HeadquartersSan Gwann, MaltaChicago, United States
Evaluation modelsInstant funding, One-step, Two-stepOne-step
Asset classesCommodities, Crypto, Forex, Futures, IndicesFutures
PlatformscTrader, MT5, TradeLockerNinjaTrader, TopstepX, TradingView
Maximum allocation$200,000 (scaling to $5M)$150,000
Profit split80% (up to 90%)90% (100% of first $10,000)
Challenge fee from$79 (Instant); $539 ($100K Classic 2-Phase)$49/month ($50K Combine)
Account sizes$5k, $10k, $25k, $50k, $100k, $150k, $200k$50k, $100k, $150k
Payout frequencydaily or weekly (Pro); bi-weekly (Classic); processed within 1 working dayon demand (instant payouts after 5 winning days or 3-day consistency path)
Daily drawdown limit5% (Pro, Classic); 3% (One Phase); balance-basednone (optional Daily Loss Limit $1,000 on $50K)
Maximum drawdown10% static (no trailing drawdown)trailing $2,000 on $50K (4%, end-of-day)
Minimum trading days4 (Classic)2
Time limitnonenone
News tradingYesYes
Weekend holdingRestrictedNo
EAs / algos allowedYesRestricted
Broker backingNextTrade (group CFD broker, FSC Mauritius)Topstep Brokerage LLC (NFA-registered introducing broker, affiliate)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: FunderPro vs Topstep

EngineFunderProTopstep
ChatGPT0.556
Perplexity038.6
Gemini1.133.9
Claude7.617.9
Google AI Mode1.541.6
Google AI Overview4.230.7
Google top-100.20.2

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

FunderPro vs Topstep: common questions

Which prop firm do AI assistants recommend more, FunderPro or Topstep?

Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (1.8 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do FunderPro and Topstep pay?

FunderPro pays 80% (up to 90%); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).

Which is cheaper to start, FunderPro or Topstep?

Entry-level challenge fees start at $79 (Instant); $539 ($100K Classic 2-Phase) at FunderPro and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.

Which platforms do FunderPro and Topstep support?

FunderPro: cTrader, MT5, TradeLocker. Topstep: NinjaTrader, TopstepX, TradingView.

How do the drawdown rules compare at FunderPro and Topstep?

FunderPro: maximum drawdown 10% static (no trailing drawdown), daily 5% (Pro, Classic); 3% (One Phase); balance-based. Topstep: maximum drawdown trailing $2,000 on $50K (4%, end-of-day), daily none (optional Daily Loss Limit $1,000 on $50K).

Keep comparing

FunderPro

Topstep

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.