FunderPro vs Topstep (2026): rules, payouts, fees and AI visibility compared
Advertiser disclosure: some links on this page may be affiliate links, meaning BrokerCatalogue may earn a commission if you buy an evaluation. This never affects the data shown here, which is drawn from our catalogue and compared mechanically. How we make money.
Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FunderPro facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 1.8 / 100 · AI visibility rank #27 · Founded 2023
FunderPro is a proprietary trading firm based in San Gwann, Malta, founded in 2023. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto, futures. Funded accounts go up to $200,000…
AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012
Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…
FunderPro (San Gwann, Malta, founded 2023) scores 1.8 / 100 on the Q3 2026 AI Visibility Index (rank #27 of 76 prop firms), named in 2% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $200,000 (scaling to $5M), pays a 80% (up to 90%) profit split and offers cTrader, MT5, TradeLocker. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.
Verdict at a glance
FunderPro leads on choice of evaluation models, asset-class range and maximum allocation.
Topstep leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
Level on platform choice.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
FunderPro vs Topstep: side-by-side data
Criteria
FunderPro
Topstep
AI visibility score
1.8 / 100
31.4 / 100
AI visibility rank
#27
#4
Named in AI answers
2%
39%
AI sentiment (0–100)
2
39
Founded
2023
2012
Headquarters
San Gwann, Malta
Chicago, United States
Evaluation models
Instant funding, One-step, Two-step
One-step
Asset classes
Commodities, Crypto, Forex, Futures, Indices
Futures
Platforms
cTrader, MT5, TradeLocker
NinjaTrader, TopstepX, TradingView
Maximum allocation
$200,000 (scaling to $5M)
$150,000
Profit split
80% (up to 90%)
90% (100% of first $10,000)
Challenge fee from
$79 (Instant); $539 ($100K Classic 2-Phase)
$49/month ($50K Combine)
Account sizes
$5k, $10k, $25k, $50k, $100k, $150k, $200k
$50k, $100k, $150k
Payout frequency
daily or weekly (Pro); bi-weekly (Classic); processed within 1 working day
on demand (instant payouts after 5 winning days or 3-day consistency path)
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
AI visibility by engine: FunderPro vs Topstep
Engine
FunderPro
Topstep
ChatGPT
0.5
56
Perplexity
0
38.6
Gemini
1.1
33.9
Claude
7.6
17.9
Google AI Mode
1.5
41.6
Google AI Overview
4.2
30.7
Google top-10
0.2
0.2
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
FunderPro vs Topstep: common questions
Which prop firm do AI assistants recommend more, FunderPro or Topstep?
Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (1.8 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
What profit split do FunderPro and Topstep pay?
FunderPro pays 80% (up to 90%); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).
Which is cheaper to start, FunderPro or Topstep?
Entry-level challenge fees start at $79 (Instant); $539 ($100K Classic 2-Phase) at FunderPro and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.