Instant Funding vs TradeDay (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · Instant Funding facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · TradeDay facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

Instant Funding

AI visibility score 14.7 / 100 · AI visibility rank #7 · Founded 2022

Instant Funding is a proprietary trading firm based in London, United Kingdom, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $400,000…

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TradeDay

AI visibility score 2.6 / 100 · AI visibility rank #25 · Founded 2020

TradeDay is a proprietary trading firm based in Chicago, United States, founded in 2020. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 80% Funded…

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Instant Funding (London, United Kingdom, founded 2022) scores 14.7 / 100 on the Q3 2026 AI Visibility Index (rank #7 of 76 prop firms), named in 22% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $400,000 challenge / $80,000 instant (scaling to $3,840,000), pays a 80% (up to 90%) profit split and offers cTrader, Match-Trader, MT5. TradeDay (Chicago, United States, founded 2020) scores 2.6 / 100 on the Q3 2026 AI Visibility Index (rank #25 of 76 prop firms), named in 4% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 80% Funded Sim, 90% Funded Live (50/50 below $4k net profit on some plans) profit split and offers Jigsaw, Quantower, Rithmic, Tradovate.

Verdict at a glance

  • Instant Funding leads on AI visibility, how often AI names it, AI sentiment, choice of evaluation models, asset-class range and maximum allocation.
  • TradeDay leads on track record and platform choice.
  • Level on profit split.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

Instant Funding vs TradeDay: side-by-side data

CriteriaInstant FundingTradeDay
AI visibility score14.7 / 1002.6 / 100
AI visibility rank#7#25
Named in AI answers22%4%
AI sentiment (0–100)174
Founded20222020
HeadquartersLondon, United KingdomChicago, United States
Evaluation modelsInstant funding, One-step, Two-stepOne-step
Asset classesCommodities, Crypto, Forex, IndicesFutures
PlatformscTrader, Match-Trader, MT5Jigsaw, Quantower, Rithmic, Tradovate
Maximum allocation$400,000 challenge / $80,000 instant (scaling to $3,840,000)$150,000
Profit split80% (up to 90%)80% Funded Sim, 90% Funded Live (50/50 below $4k net profit on some plans)
Challenge fee fromNot verified$45 (25k)
Account sizes$625, $1.25k, $2.5k, $5k, $10k, $20k, $40k, $80k (instant), $25k, $50k, $100k, $200k, $400k (challenge)$25k, $50k, $100k, $150k
Payout frequency14 days after first trade then weekly (Instant); on demand (One-Phase)day-one payouts (min 1 to 5 days to payout by plan)
Daily drawdown limitnone (Instant); 3% (One-Phase)none
Maximum drawdown10% (locks to 5% after 5% profit) (Instant)trailing $1,000 on 25k (intraday or end-of-day by plan)
Minimum trading daysnone1
Time limitnonenone
News tradingRestrictedNot verified
Weekend holdingRestrictedNo
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: Instant Funding vs TradeDay

EngineInstant FundingTradeDay
ChatGPT14.21.5
Perplexity10.80.5
Gemini197.8
Claude11.24.5
Google AI Mode18.51.6
Google AI Overview20.80
Google top-1013.70

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

Instant Funding vs TradeDay: common questions

Which prop firm do AI assistants recommend more, Instant Funding or TradeDay?

Instant Funding scores higher on the Q3 2026 Pipswire AI Visibility Index (14.7 / 100 vs 2.6 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do Instant Funding and TradeDay pay?

Instant Funding pays 80% (up to 90%); TradeDay pays 80% Funded Sim, 90% Funded Live (50/50 below $4k net profit on some plans) (as published on each firm's site when we last checked).

Which platforms do Instant Funding and TradeDay support?

Instant Funding: cTrader, Match-Trader, MT5. TradeDay: Jigsaw, Quantower, Rithmic, Tradovate.

How do the drawdown rules compare at Instant Funding and TradeDay?

Instant Funding: maximum drawdown 10% (locks to 5% after 5% profit) (Instant), daily none (Instant); 3% (One-Phase). TradeDay: maximum drawdown trailing $1,000 on 25k (intraday or end-of-day by plan), daily none.

Keep comparing

Instant Funding

TradeDay

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.