AvaTrade vs XTB (2026): regulation, platforms and costs compared

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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan

AvaTrade

Trust rank #12 · Founded 2006

AvaTrade is a well-regarded forex and CFD broker offering multiple trading platforms, broad market access, and educational resources. It provides market research and risk management tools with an emphasis on platform reliability…

Read the AvaTrade review

XTB

Trust rank #7 · Founded 2002

XTB is a forex and CFD broker offering a proprietary platform, broad instrument coverage, and integrated research and education. It is regulated in multiple jurisdictions.

Read the XTB review

AvaTrade (Ireland, founded 2006) holds 8 regulatory licences (ADGM FSRA, ASIC, BVI FSC, CBI, FFAJ…), 3 of them tier-1, offers MT4, MT5, Proprietary and sits in our low-fee bracket. XTB (Poland, founded 2002) holds 5 regulatory licences (DFSA, FCA, FSCA, IFSC, KNF), 1 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 46 countries; AvaTrade is available in 170 countries where XTB is not, and XTB in 2 where AvaTrade is not.

Verdict at a glance

  • AvaTrade leads on regulatory coverage, platform choice, instrument range, country coverage and tier-1 licences.
  • XTB leads on trust rank and track record.
  • Level on fee level.

Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

AvaTrade vs XTB: side-by-side data

CriteriaAvaTradeXTB
Trust rank#12#7
Founded20062002
HeadquartersIrelandPoland
RegulatorsADGM FSRA, ASIC, BVI FSC, CBI, FFAJ, FSCA, ISA, JFSADFSA, FCA, FSCA, IFSC, KNF
Broker typeMarket MakerMarket Maker
PlatformsMT4, MT5, ProprietaryProprietary
InstrumentsCommodities, Cryptocurrencies, Forex, Indices, MetalsCommodities, Cryptocurrencies, Forex, Indices
Countries accepted216 countries48 countries
Fee levelLowLow
Trading typesCFD TradingCFD Trading
Best-for use casesCopy Trading, Retail TradingProfessional Trading, Retail Trading

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.

Pros

AvaTrade

  • Multi-jurisdiction regulation
  • MT4/MT5, AvaTradeGO, WebTrader, AvaOptions support
  • Fixed-spread account option
  • ZuluTrade and DupliTrade copy trading
  • AvaProtect trade-loss protection

XTB

  • Tier-1 multi-jurisdiction regulation
  • Proprietary xStation 5 platform with advanced charting and one-click trading
  • Official xAPI for algorithmic trading and data access
  • Competitive FX spreads with commission-free Standard account
  • Publicly listed broker with audited financials

Cons

AvaTrade

  • Market-maker model (no ECN/DMA)
  • Higher spreads than ECN brokers
  • Inactivity and administration fees
  • Not available to U.S. residents
  • Not FCA-regulated (UK)

XTB

  • No MetaTrader 5 support
  • No guaranteed stop-loss orders (GSLOs)
  • Inactivity fee after prolonged inactivity
  • Withdrawal fees for small amounts below minimum threshold
  • No integrated social/copy trading

Key features

AvaTrade

  • Multi jurisdiction regulation client fund segregation and negative balance protection
  • MetaTrader 4 MetaTrader 5 AvaTradeGO and WebTrader platforms
  • Forex and CFD trading on indices commodities metals equities and cryptocurrencies
  • Vanilla FX options trading with AvaOptions
  • Copy trading with ZuluTrade DupliTrade and AvaSocial
  • AvaProtect risk management for loss protection

XTB

  • Multi asset CFD trading Forex Indices Commodities Shares ETFs Crypto
  • Real stock and ETF investing zero commission up to monthly cap
  • xStation 5 proprietary platform advanced charting sentiment and risk tools
  • Publicly listed broker segregated client funds and negative balance protection
  • Tier one regulation including FCA and KNF
  • Extensive education research and market news resources

Country availability: AvaTrade vs XTB

Available at both (46): Angola, Austria, Bermuda, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritania, Moldova, Montenegro, Netherlands, North Macedonia, Philippines, Poland, Portugal, Romania, Saint Kitts and Nevis, Serbia, Slovakia, Slovenia, South Africa, Spain and 6 more.

Only AvaTrade (170): Albania, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Benin, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Burkina Faso, Burundi and 145 more.

Only XTB (2): Belgium, United Kingdom.

Availability reflects the countries each broker declares it serves. Local rules change; confirm on the broker's own site before signing up.

AvaTrade vs XTB: common questions

Which broker is more regulated, AvaTrade or XTB?

AvaTrade holds more regulatory licences: AvaTrade (ADGM FSRA, ASIC, BVI FSC, CBI, FFAJ, FSCA, ISA, JFSA) versus XTB (DFSA, FCA, FSCA, IFSC, KNF). Tier-1 licences: AvaTrade 3, XTB 1.

Which trading platforms do AvaTrade and XTB offer?

AvaTrade offers MT4, MT5, Proprietary; XTB offers Proprietary.

Which has lower fees, AvaTrade or XTB?

Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.

Which is older, AvaTrade or XTB?

XTB is the older of the two, founded in 2002; AvaTrade was founded in 2006.

Are AvaTrade and XTB available in the same countries?

They overlap in 46 countries. AvaTrade is additionally available in 170 countries (Albania, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina and 164 more) and XTB in 2 countries (Belgium, United Kingdom).

Keep comparing

AvaTrade

XTB

Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.