AvaTrade vs XTB (2026): regulation, platforms and costs compared
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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan
AvaTrade is a well-regarded forex and CFD broker offering multiple trading platforms, broad market access, and educational resources. It provides market research and risk management tools with an emphasis on platform reliability…
XTB is a forex and CFD broker offering a proprietary platform, broad instrument coverage, and integrated research and education. It is regulated in multiple jurisdictions.
AvaTrade (Ireland, founded 2006) holds 8 regulatory licences (ADGM FSRA, ASIC, BVI FSC, CBI, FFAJ…), 3 of them tier-1, offers MT4, MT5, Proprietary and sits in our low-fee bracket. XTB (Poland, founded 2002) holds 5 regulatory licences (DFSA, FCA, FSCA, IFSC, KNF), 1 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 46 countries; AvaTrade is available in 170 countries where XTB is not, and XTB in 2 where AvaTrade is not.
Verdict at a glance
AvaTrade leads on regulatory coverage, platform choice, instrument range, country coverage and tier-1 licences.
XTB leads on trust rank and track record.
Level on fee level.
Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
AvaTrade vs XTB: side-by-side data
Criteria
AvaTrade
XTB
Trust rank
#12
#7
Founded
2006
2002
Headquarters
Ireland
Poland
Regulators
ADGM FSRA, ASIC, BVI FSC, CBI, FFAJ, FSCA, ISA, JFSA
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.
Pros
AvaTrade
Multi-jurisdiction regulation
MT4/MT5, AvaTradeGO, WebTrader, AvaOptions support
Fixed-spread account option
ZuluTrade and DupliTrade copy trading
AvaProtect trade-loss protection
XTB
Tier-1 multi-jurisdiction regulation
Proprietary xStation 5 platform with advanced charting and one-click trading
Official xAPI for algorithmic trading and data access
Competitive FX spreads with commission-free Standard account
Publicly listed broker with audited financials
Cons
AvaTrade
Market-maker model (no ECN/DMA)
Higher spreads than ECN brokers
Inactivity and administration fees
Not available to U.S. residents
Not FCA-regulated (UK)
XTB
No MetaTrader 5 support
No guaranteed stop-loss orders (GSLOs)
Inactivity fee after prolonged inactivity
Withdrawal fees for small amounts below minimum threshold
No integrated social/copy trading
Key features
AvaTrade
Multi jurisdiction regulation client fund segregation and negative balance protection
MetaTrader 4 MetaTrader 5 AvaTradeGO and WebTrader platforms
Forex and CFD trading on indices commodities metals equities and cryptocurrencies
Vanilla FX options trading with AvaOptions
Copy trading with ZuluTrade DupliTrade and AvaSocial
AvaProtect risk management for loss protection
XTB
Multi asset CFD trading Forex Indices Commodities Shares ETFs Crypto
Real stock and ETF investing zero commission up to monthly cap
xStation 5 proprietary platform advanced charting sentiment and risk tools
Publicly listed broker segregated client funds and negative balance protection
Tier one regulation including FCA and KNF
Extensive education research and market news resources
Country availability: AvaTrade vs XTB
Available at both (46): Angola, Austria, Bermuda, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritania, Moldova, Montenegro, Netherlands, North Macedonia, Philippines, Poland, Portugal, Romania, Saint Kitts and Nevis, Serbia, Slovakia, Slovenia, South Africa, Spain and 6 more.
Only AvaTrade (170): Albania, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Benin, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Burkina Faso, Burundi and 145 more.
Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.
Which is older, AvaTrade or XTB?
XTB is the older of the two, founded in 2002; AvaTrade was founded in 2006.
Are AvaTrade and XTB available in the same countries?
They overlap in 46 countries. AvaTrade is additionally available in 170 countries (Albania, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina and 164 more) and XTB in 2 countries (Belgium, United Kingdom).
Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.