Markets.com vs XTB (2026): regulation, platforms and costs compared

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Data refreshed 25 Aug 2026 · Compiled by David Ispiryan

Markets.com

Trust rank #18 · Founded 2008

Markets.com is a well‐regarded forex and CFD broker offering broad access to currency pairs and multi‐asset CFDs on intuitive web and mobile platforms. It provides built‐in research, education, and risk management tools…

Read the Markets.com review

XTB

Trust rank #7 · Founded 2002

XTB is a forex and CFD broker offering a proprietary platform, broad instrument coverage, and integrated research and education. It is regulated in multiple jurisdictions.

Read the XTB review

Markets.com (Cyprus, founded 2008) holds 5 regulatory licences (ASIC, BVI FSC, CySEC, FCA, FSCA), 2 of them tier-1, offers MT4, MT5, Proprietary and sits in our low-fee bracket. XTB (Poland, founded 2002) holds 5 regulatory licences (DFSA, FCA, FSCA, IFSC, KNF), 1 of them tier-1, offers Proprietary and sits in our low-fee bracket. The two overlap in 42 countries; Markets.com is available in 133 countries where XTB is not, and XTB in 6 where Markets.com is not.

Verdict at a glance

  • Markets.com leads on platform choice, instrument range, country coverage and tier-1 licences.
  • XTB leads on trust rank and track record.
  • Level on regulatory coverage and fee level.

Scored on 8 measurable dimensions where both brokers have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

Markets.com vs XTB: side-by-side data

CriteriaMarkets.comXTB
Trust rank#18#7
Founded20082002
HeadquartersCyprusPoland
RegulatorsASIC, BVI FSC, CySEC, FCA, FSCADFSA, FCA, FSCA, IFSC, KNF
Broker typeMarket MakerMarket Maker
PlatformsMT4, MT5, ProprietaryProprietary
InstrumentsCommodities, Cryptocurrencies, Forex, Indices, MetalsCommodities, Cryptocurrencies, Forex, Indices
Countries accepted175 countries48 countries
Fee levelLowLow
Trading typesCFD TradingCFD Trading
Best-for use casesRetail TradingProfessional Trading, Retail Trading

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that broker — we never fill gaps with estimates.

Pros

Markets.com

  • Multi-jurisdiction tier-1 regulation (FCA/ASIC) + segregated client funds
  • MT4/MT5 and proprietary platforms with advanced analytics
  • 2,000+ instruments including 50+ forex pairs
  • Integrated research, sentiment, and economic calendar tools
  • Negative balance protection for retail clients

XTB

  • Tier-1 multi-jurisdiction regulation
  • Proprietary xStation 5 platform with advanced charting and one-click trading
  • Official xAPI for algorithmic trading and data access
  • Competitive FX spreads with commission-free Standard account
  • Publicly listed broker with audited financials

Cons

Markets.com

  • No raw/commission pricing; wider spreads
  • Not available to U.S. clients
  • Protections vary by entity; weaker safeguards offshore
  • No cTrader or DMA/ECN access
  • Currency conversion fees apply

XTB

  • No MetaTrader 5 support
  • No guaranteed stop-loss orders (GSLOs)
  • Inactivity fee after prolonged inactivity
  • Withdrawal fees for small amounts below minimum threshold
  • No integrated social/copy trading

Key features

Markets.com

  • Multi jurisdiction regulation and client fund segregation
  • Forex and CFD trading across major asset classes
  • Proprietary web and mobile platforms with MT4 and MT5
  • Advanced research sentiment and event tools
  • Negative balance protection and risk management
  • Spread betting for UK clients

XTB

  • Multi asset CFD trading Forex Indices Commodities Shares ETFs Crypto
  • Real stock and ETF investing zero commission up to monthly cap
  • xStation 5 proprietary platform advanced charting sentiment and risk tools
  • Publicly listed broker segregated client funds and negative balance protection
  • Tier one regulation including FCA and KNF
  • Extensive education research and market news resources

Country availability: Markets.com vs XTB

Available at both (42): Angola, Austria, Bermuda, Bulgaria, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mauritania, Moldova, Montenegro, Netherlands, North Macedonia, Poland, Portugal, Romania, Saint Kitts and Nevis, Slovakia, Slovenia, South Africa, Spain, Sweden, Trinidad and Tobago, United Arab Emirates and 2 more.

Only Markets.com (133): Afghanistan, Albania, Algeria, Andorra, Anguilla, Antigua and Barbuda, Argentina, Aruba, Bahamas, Bahrain, Barbados, Benin, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Brazil, Burkina Faso, Burundi, Cabo Verde, Cameroon, Cayman Islands, Central African Republic, Chad, Christmas Island and 108 more.

Only XTB (6): Belgium, Canada, Philippines, Serbia, Thailand, United Kingdom.

Availability reflects the countries each broker declares it serves. Local rules change; confirm on the broker's own site before signing up.

Markets.com vs XTB: common questions

Which broker is more regulated, Markets.com or XTB?

Markets.com holds more regulatory licences: Markets.com (ASIC, BVI FSC, CySEC, FCA, FSCA) versus XTB (DFSA, FCA, FSCA, IFSC, KNF). Tier-1 licences: Markets.com 2, XTB 1.

Which trading platforms do Markets.com and XTB offer?

Markets.com offers MT4, MT5, Proprietary; XTB offers Proprietary.

Which has lower fees, Markets.com or XTB?

Both sit in the same fee bracket (low) in our catalogue; compare the spreads and commission rows above for detail.

Which is older, Markets.com or XTB?

XTB is the older of the two, founded in 2002; Markets.com was founded in 2008.

Are Markets.com and XTB available in the same countries?

They overlap in 42 countries. Markets.com is additionally available in 133 countries (Afghanistan, Albania, Algeria, Andorra, Anguilla, Antigua and Barbuda and 127 more) and XTB in 6 countries (Belgium, Canada, Philippines, Serbia, Thailand, United Kingdom).

Keep comparing

Markets.com

XTB

Risk warning: CFDs and forex are complex, leveraged instruments and carry a high risk of losing money rapidly. A majority of retail investor accounts lose money when trading CFDs. Nothing on this page is financial advice; verify licence status on the regulator's register before depositing. Full risk disclosure.