FTMO vs FXIFY (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FTMO facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

FTMO

AI visibility score 47.5 / 100 · AI visibility rank #1 · Founded 2015

FTMO is a proprietary trading firm based in Prague, Czech Republic, founded in 2015. It offers one-step, two-step evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up to $200,000…

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FXIFY

AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023

FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…

Open the FXIFY profile

FTMO (Prague, Czech Republic, founded 2015) scores 47.5 / 100 on the Q3 2026 AI Visibility Index (rank #1 of 76 prop firms), named in 58% of AI answers, runs One-step, Two-step evaluations, funds accounts up to $200,000 (scaling to $2M), pays a 80% (up to 90%; 90% on 1-Step) profit split and offers cTrader, DXtrade, MT4, MT5, TradingView. FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView.

Verdict at a glance

  • FTMO leads on AI visibility, how often AI names it, AI sentiment, track record, platform choice and profit split.
  • FXIFY leads on choice of evaluation models and maximum allocation.
  • Level on asset-class range.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

FTMO vs FXIFY: side-by-side data

CriteriaFTMOFXIFY
AI visibility score47.5 / 1009.3 / 100
AI visibility rank#1#11
Named in AI answers58%13%
AI sentiment (0–100)5410
Founded20152023
HeadquartersPrague, Czech RepublicLondon, United Kingdom
Evaluation modelsOne-step, Two-stepInstant funding, One-step, Three-step, Two-step
Asset classesCommodities, Crypto, Forex, Futures, Indices, StocksCommodities, Crypto, Forex, Futures, Indices, Stocks
PlatformscTrader, DXtrade, MT4, MT5, TradingViewDXtrade, MT4, MT5, TradingView
Maximum allocation$200,000 (scaling to $2M)$400,000
Profit split80% (up to 90%; 90% on 1-Step)75% (up to 90%; 100% on FXIFY Futures)
Challenge fee from€79 (1-Step $10k); €89 (2-Step $10k)$39 (Lightning from $59; $5k One Phase $250)
Account sizes$10k, $25k, $50k, $100k, $200k$5k, $10k, $25k, $50k, $100k, $200k, $400k
Payout frequencybi-weekly (on demand after 14 days)first payout on demand, then monthly (bi-weekly add-on)
Daily drawdown limit5% (2-Step); 3% (1-Step)Not verified
Maximum drawdown10% static (2-Step); trailing 10% end-of-day (1-Step)static or trailing (by program)
Minimum trading days4 (2-Step); none (1-Step)5 (before first payout)
Time limitnonenone
News tradingRestrictedNot verified
Weekend holdingRestrictedYes
EAs / algos allowedRestrictedYes
Broker backingOANDA (FTMO Group acquired OANDA Global Corporation, 2025)FXPIG (Prime Intermarket Group)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: FTMO vs FXIFY

EngineFTMOFXIFY
ChatGPT65.91.3
Perplexity60.87
Gemini49.310.1
Claude5814.6
Google AI Mode48.77.2
Google AI Overview64.420.1
Google top-100.814.7

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

FTMO vs FXIFY: common questions

Which prop firm do AI assistants recommend more, FTMO or FXIFY?

FTMO scores higher on the Q3 2026 Pipswire AI Visibility Index (47.5 / 100 vs 9.3 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do FTMO and FXIFY pay?

FTMO pays 80% (up to 90%; 90% on 1-Step); FXIFY pays 75% (up to 90%; 100% on FXIFY Futures) (as published on each firm's site when we last checked).

Which is cheaper to start, FTMO or FXIFY?

Entry-level challenge fees start at €79 (1-Step $10k); €89 (2-Step $10k) at FTMO and $39 (Lightning from $59; $5k One Phase $250) at FXIFY. Fees change often and discounts are common, so treat these as the floor.

Which platforms do FTMO and FXIFY support?

FTMO: cTrader, DXtrade, MT4, MT5, TradingView. FXIFY: DXtrade, MT4, MT5, TradingView.

How do the drawdown rules compare at FTMO and FXIFY?

FTMO: maximum drawdown 10% static (2-Step); trailing 10% end-of-day (1-Step), daily 5% (2-Step); 3% (1-Step). FXIFY: maximum drawdown static or trailing (by program).

Keep comparing

FTMO

FXIFY

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.