FXIFY vs Topstep (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

FXIFY

AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023

FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…

Open the FXIFY profile

Topstep

AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012

Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…

Open the Topstep profile

FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.

Verdict at a glance

  • FXIFY leads on choice of evaluation models, asset-class range, platform choice and maximum allocation.
  • Topstep leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

FXIFY vs Topstep: side-by-side data

CriteriaFXIFYTopstep
AI visibility score9.3 / 10031.4 / 100
AI visibility rank#11#4
Named in AI answers13%39%
AI sentiment (0–100)1039
Founded20232012
HeadquartersLondon, United KingdomChicago, United States
Evaluation modelsInstant funding, One-step, Three-step, Two-stepOne-step
Asset classesCommodities, Crypto, Forex, Futures, Indices, StocksFutures
PlatformsDXtrade, MT4, MT5, TradingViewNinjaTrader, TopstepX, TradingView
Maximum allocation$400,000$150,000
Profit split75% (up to 90%; 100% on FXIFY Futures)90% (100% of first $10,000)
Challenge fee from$39 (Lightning from $59; $5k One Phase $250)$49/month ($50K Combine)
Account sizes$5k, $10k, $25k, $50k, $100k, $200k, $400k$50k, $100k, $150k
Payout frequencyfirst payout on demand, then monthly (bi-weekly add-on)on demand (instant payouts after 5 winning days or 3-day consistency path)
Daily drawdown limitNot verifiednone (optional Daily Loss Limit $1,000 on $50K)
Maximum drawdownstatic or trailing (by program)trailing $2,000 on $50K (4%, end-of-day)
Minimum trading days5 (before first payout)2
Time limitnonenone
News tradingNot verifiedYes
Weekend holdingYesNo
EAs / algos allowedYesRestricted
Broker backingFXPIG (Prime Intermarket Group)Topstep Brokerage LLC (NFA-registered introducing broker, affiliate)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: FXIFY vs Topstep

EngineFXIFYTopstep
ChatGPT1.356
Perplexity738.6
Gemini10.133.9
Claude14.617.9
Google AI Mode7.241.6
Google AI Overview20.130.7
Google top-1014.70.2

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

FXIFY vs Topstep: common questions

Which prop firm do AI assistants recommend more, FXIFY or Topstep?

Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (9.3 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do FXIFY and Topstep pay?

FXIFY pays 75% (up to 90%; 100% on FXIFY Futures); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).

Which is cheaper to start, FXIFY or Topstep?

Entry-level challenge fees start at $39 (Lightning from $59; $5k One Phase $250) at FXIFY and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.

Which platforms do FXIFY and Topstep support?

FXIFY: DXtrade, MT4, MT5, TradingView. Topstep: NinjaTrader, TopstepX, TradingView.

How do the drawdown rules compare at FXIFY and Topstep?

FXIFY: maximum drawdown static or trailing (by program). Topstep: maximum drawdown trailing $2,000 on $50K (4%, end-of-day), daily none (optional Daily Loss Limit $1,000 on $50K).

Keep comparing

FXIFY

Topstep

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.