FundingPips vs FXIFY (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FundingPips facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

FundingPips

AI visibility score 24.6 / 100 · AI visibility rank #5 · Founded 2022

FundingPips is a proprietary trading firm based in Dubai, United Arab Emirates, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $100,000…

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FXIFY

AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023

FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…

Open the FXIFY profile

FundingPips (Dubai, United Arab Emirates, founded 2022) scores 24.6 / 100 on the Q3 2026 AI Visibility Index (rank #5 of 76 prop firms), named in 33% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $100,000 (up to $200,000 on selected models), pays a 80% (60% weekly, 90% on demand, 100% monthly) profit split and offers cTrader, MT5. FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView.

Verdict at a glance

  • FundingPips leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
  • FXIFY leads on choice of evaluation models, asset-class range, platform choice and maximum allocation.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

FundingPips vs FXIFY: side-by-side data

CriteriaFundingPipsFXIFY
AI visibility score24.6 / 1009.3 / 100
AI visibility rank#5#11
Named in AI answers33%13%
AI sentiment (0–100)3010
Founded20222023
HeadquartersDubai, United Arab EmiratesLondon, United Kingdom
Evaluation modelsInstant funding, One-step, Two-stepInstant funding, One-step, Three-step, Two-step
Asset classesCommodities, Crypto, Forex, IndicesCommodities, Crypto, Forex, Futures, Indices, Stocks
PlatformscTrader, MT5DXtrade, MT4, MT5, TradingView
Maximum allocation$100,000 (up to $200,000 on selected models)$400,000
Profit split80% (60% weekly, 90% on demand, 100% monthly)75% (up to 90%; 100% on FXIFY Futures)
Challenge fee from$29 ($5k 2-Step Pro)$39 (Lightning from $59; $5k One Phase $250)
Account sizes$5k, $10k, $25k, $50k, $100k$5k, $10k, $25k, $50k, $100k, $200k, $400k
Payout frequencyweekly (Tuesday), bi-weekly, on demand or monthly (split varies)first payout on demand, then monthly (bi-weekly add-on)
Daily drawdown limit5%Not verified
Maximum drawdown10%static or trailing (by program)
Minimum trading days35 (before first payout)
Time limitnonenone
Weekend holdingNot verifiedYes
EAs / algos allowedNot verifiedYes
Broker backingNot verifiedFXPIG (Prime Intermarket Group)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: FundingPips vs FXIFY

EngineFundingPipsFXIFY
ChatGPT10.61.3
Perplexity16.77
Gemini56.210.1
Claude23.214.6
Google AI Mode41.67.2
Google AI Overview12.420.1
Google top-100.514.7

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

FundingPips vs FXIFY: common questions

Which prop firm do AI assistants recommend more, FundingPips or FXIFY?

FundingPips scores higher on the Q3 2026 Pipswire AI Visibility Index (24.6 / 100 vs 9.3 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do FundingPips and FXIFY pay?

FundingPips pays 80% (60% weekly, 90% on demand, 100% monthly); FXIFY pays 75% (up to 90%; 100% on FXIFY Futures) (as published on each firm's site when we last checked).

Which is cheaper to start, FundingPips or FXIFY?

Entry-level challenge fees start at $29 ($5k 2-Step Pro) at FundingPips and $39 (Lightning from $59; $5k One Phase $250) at FXIFY. Fees change often and discounts are common, so treat these as the floor.

Which platforms do FundingPips and FXIFY support?

FundingPips: cTrader, MT5. FXIFY: DXtrade, MT4, MT5, TradingView.

How do the drawdown rules compare at FundingPips and FXIFY?

FundingPips: maximum drawdown 10%, daily 5%. FXIFY: maximum drawdown static or trailing (by program).

Keep comparing

FundingPips

FXIFY

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.