FundingPips vs FXIFY (2026): rules, payouts, fees and AI visibility compared
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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FundingPips facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 24.6 / 100 · AI visibility rank #5 · Founded 2022
FundingPips is a proprietary trading firm based in Dubai, United Arab Emirates, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $100,000…
AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023
FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…
FundingPips (Dubai, United Arab Emirates, founded 2022) scores 24.6 / 100 on the Q3 2026 AI Visibility Index (rank #5 of 76 prop firms), named in 33% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $100,000 (up to $200,000 on selected models), pays a 80% (60% weekly, 90% on demand, 100% monthly) profit split and offers cTrader, MT5. FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView.
Verdict at a glance
FundingPips leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
FXIFY leads on choice of evaluation models, asset-class range, platform choice and maximum allocation.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
weekly (Tuesday), bi-weekly, on demand or monthly (split varies)
first payout on demand, then monthly (bi-weekly add-on)
Daily drawdown limit
5%
Not verified
Maximum drawdown
10%
static or trailing (by program)
Minimum trading days
3
5 (before first payout)
Time limit
none
none
Weekend holding
Not verified
Yes
EAs / algos allowed
Not verified
Yes
Broker backing
Not verified
FXPIG (Prime Intermarket Group)
Status
active
active
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
AI visibility by engine: FundingPips vs FXIFY
Engine
FundingPips
FXIFY
ChatGPT
10.6
1.3
Perplexity
16.7
7
Gemini
56.2
10.1
Claude
23.2
14.6
Google AI Mode
41.6
7.2
Google AI Overview
12.4
20.1
Google top-10
0.5
14.7
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
FundingPips vs FXIFY: common questions
Which prop firm do AI assistants recommend more, FundingPips or FXIFY?
FundingPips scores higher on the Q3 2026 Pipswire AI Visibility Index (24.6 / 100 vs 9.3 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
What profit split do FundingPips and FXIFY pay?
FundingPips pays 80% (60% weekly, 90% on demand, 100% monthly); FXIFY pays 75% (up to 90%; 100% on FXIFY Futures) (as published on each firm's site when we last checked).
Which is cheaper to start, FundingPips or FXIFY?
Entry-level challenge fees start at $29 ($5k 2-Step Pro) at FundingPips and $39 (Lightning from $59; $5k One Phase $250) at FXIFY. Fees change often and discounts are common, so treat these as the floor.
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.