Instant Funding vs Phidias Propfirm (2026): rules, payouts, fees and AI visibility compared
Advertiser disclosure: some links on this page may be affiliate links, meaning BrokerCatalogue may earn a commission if you buy an evaluation. This never affects the data shown here, which is drawn from our catalogue and compared mechanically. How we make money.
Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · Instant Funding facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Phidias Propfirm facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 14.7 / 100 · AI visibility rank #7 · Founded 2022
Instant Funding is a proprietary trading firm based in London, United Kingdom, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $400,000…
AI visibility score 4.6 / 100 · AI visibility rank #19 · Founded 2023
Phidias Propfirm is a proprietary trading firm based in Gibraltar, Gibraltar, founded in 2023. It offers one-step evaluations on futures. Funded accounts go up to $150,000 (up to 15 accounts). The profit…
Instant Funding (London, United Kingdom, founded 2022) scores 14.7 / 100 on the Q3 2026 AI Visibility Index (rank #7 of 76 prop firms), named in 22% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $400,000 challenge / $80,000 instant (scaling to $3,840,000), pays a 80% (up to 90%) profit split and offers cTrader, Match-Trader, MT5. Phidias Propfirm (Gibraltar, Gibraltar, founded 2023) scores 4.6 / 100 on the Q3 2026 AI Visibility Index (rank #19 of 76 prop firms), named in 6% of AI answers, runs One-step evaluations, funds accounts up to $150,000 (up to 15 accounts), pays a 80% (Premium 75% rising to 100% from 5th payout) profit split and offers DeepCharts, NinjaTrader, Rithmic, TradingView, Tradovate.
Verdict at a glance
Instant Funding leads on AI visibility, how often AI names it, AI sentiment, track record, choice of evaluation models, asset-class range and maximum allocation.
Phidias Propfirm leads on platform choice.
Level on profit split.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
Instant Funding vs Phidias Propfirm: side-by-side data
14 days after first trade then weekly (Instant); on demand (One-Phase)
daily, uncapped (Live); 90% processed under 30 minutes
Daily drawdown limit
none (Instant); 3% (One-Phase)
none
Maximum drawdown
10% (locks to 5% after 5% profit) (Instant)
static $500 on 25K Express to Live (2%); end-of-day on Fundamental and Premium
Minimum trading days
none
none (Express to Live)
Time limit
none
none
News trading
Restricted
Yes
Weekend holding
Restricted
Restricted
Broker backing
Not verified
Dorman Trading (registered FCM clears LIVE accounts)
Status
active
active
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
AI visibility by engine: Instant Funding vs Phidias Propfirm
Engine
Instant Funding
Phidias Propfirm
ChatGPT
14.2
0
Perplexity
10.8
0
Gemini
19
1.8
Claude
11.2
7.3
Google AI Mode
18.5
4.6
Google AI Overview
20.8
4.8
Google top-10
13.7
13.8
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
Instant Funding vs Phidias Propfirm: common questions
Which prop firm do AI assistants recommend more, Instant Funding or Phidias Propfirm?
Instant Funding scores higher on the Q3 2026 Pipswire AI Visibility Index (14.7 / 100 vs 4.6 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
What profit split do Instant Funding and Phidias Propfirm pay?
Instant Funding pays 80% (up to 90%); Phidias Propfirm pays 80% (Premium 75% rising to 100% from 5th payout) (as published on each firm's site when we last checked).
Which platforms do Instant Funding and Phidias Propfirm support?
How do the drawdown rules compare at Instant Funding and Phidias Propfirm?
Instant Funding: maximum drawdown 10% (locks to 5% after 5% profit) (Instant), daily none (Instant); 3% (One-Phase). Phidias Propfirm: maximum drawdown static $500 on 25K Express to Live (2%); end-of-day on Fundamental and Premium, daily none.
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.