OneUp Trader vs Topstep (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · OneUp Trader facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

OneUp Trader

AI visibility score 1.5 / 100 · AI visibility rank #30 · Founded 2017

OneUp Trader is a proprietary trading firm based in Wilmington, United States, founded in 2017. It offers one-step evaluations on futures. Funded accounts go up to $250,000 (up to 3 funded accounts).…

Open the OneUp Trader profile

Topstep

AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012

Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…

Open the Topstep profile

OneUp Trader (Wilmington, United States, founded 2017) scores 1.5 / 100 on the Q3 2026 AI Visibility Index (rank #30 of 76 prop firms), named in 2% of AI answers, runs One-step evaluations, funds accounts up to $250,000 (up to 3 funded accounts), pays a 90% (100% of first $10,000) profit split and offers Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.

Verdict at a glance

  • OneUp Trader leads on platform choice and maximum allocation.
  • Topstep leads on AI visibility, how often AI names it, AI sentiment and track record.
  • Level on choice of evaluation models, asset-class range and profit split.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

OneUp Trader vs Topstep: side-by-side data

CriteriaOneUp TraderTopstep
AI visibility score1.5 / 10031.4 / 100
AI visibility rank#30#4
Named in AI answers2%39%
AI sentiment (0–100)239
Founded20172012
HeadquartersWilmington, United StatesChicago, United States
Evaluation modelsOne-stepOne-step
Asset classesFuturesFutures
PlatformsBookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra ChartNinjaTrader, TopstepX, TradingView
Maximum allocation$250,000 (up to 3 funded accounts)$150,000
Profit split90% (100% of first $10,000)90% (100% of first $10,000)
Challenge fee from$65/month ($25K; 50% paid upfront, balance on funding)$49/month ($50K Combine)
Account sizes$25k, $50k, $100k, $150k, $250k$50k, $100k, $150k
Payout frequencyon demand from day 1 (unlimited withdrawals)on demand (instant payouts after 5 winning days or 3-day consistency path)
Daily drawdown limitnonenone (optional Daily Loss Limit $1,000 on $50K)
Maximum drawdowntrailing $1,500 on $25K (6%), stops trailing at initial balancetrailing $2,000 on $50K (4%, end-of-day)
Minimum trading days10 (5 on Express)2
Time limitnonenone
News tradingNot verifiedYes
Weekend holdingNoNo
EAs / algos allowedNot verifiedRestricted
Broker backingNot verifiedTopstep Brokerage LLC (NFA-registered introducing broker, affiliate)
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: OneUp Trader vs Topstep

EngineOneUp TraderTopstep
ChatGPT9.456
Perplexity038.6
Gemini033.9
Claude017.9
Google AI Mode041.6
Google AI Overview030.7
Google top-1000.2

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

OneUp Trader vs Topstep: common questions

Which prop firm do AI assistants recommend more, OneUp Trader or Topstep?

Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (1.5 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do OneUp Trader and Topstep pay?

OneUp Trader pays 90% (100% of first $10,000); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).

Which is cheaper to start, OneUp Trader or Topstep?

Entry-level challenge fees start at $65/month ($25K; 50% paid upfront, balance on funding) at OneUp Trader and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.

Which platforms do OneUp Trader and Topstep support?

OneUp Trader: Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart. Topstep: NinjaTrader, TopstepX, TradingView.

How do the drawdown rules compare at OneUp Trader and Topstep?

OneUp Trader: maximum drawdown trailing $1,500 on $25K (6%), stops trailing at initial balance, daily none. Topstep: maximum drawdown trailing $2,000 on $50K (4%, end-of-day), daily none (optional Daily Loss Limit $1,000 on $50K).

Keep comparing

OneUp Trader

Topstep

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.