OneUp Trader vs Topstep (2026): rules, payouts, fees and AI visibility compared
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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · OneUp Trader facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Topstep facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 1.5 / 100 · AI visibility rank #30 · Founded 2017
OneUp Trader is a proprietary trading firm based in Wilmington, United States, founded in 2017. It offers one-step evaluations on futures. Funded accounts go up to $250,000 (up to 3 funded accounts).…
AI visibility score 31.4 / 100 · AI visibility rank #4 · Founded 2012
Topstep is a proprietary trading firm based in Chicago, United States, founded in 2012. It offers one-step evaluations on futures. Funded accounts go up to $150,000. The profit split is 90% (100%…
OneUp Trader (Wilmington, United States, founded 2017) scores 1.5 / 100 on the Q3 2026 AI Visibility Index (rank #30 of 76 prop firms), named in 2% of AI answers, runs One-step evaluations, funds accounts up to $250,000 (up to 3 funded accounts), pays a 90% (100% of first $10,000) profit split and offers Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart. Topstep (Chicago, United States, founded 2012) scores 31.4 / 100 on the Q3 2026 AI Visibility Index (rank #4 of 76 prop firms), named in 39% of AI answers, runs One-step evaluations, funds accounts up to $150,000, pays a 90% (100% of first $10,000) profit split and offers NinjaTrader, TopstepX, TradingView.
Verdict at a glance
OneUp Trader leads on platform choice and maximum allocation.
Topstep leads on AI visibility, how often AI names it, AI sentiment and track record.
Level on choice of evaluation models, asset-class range and profit split.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
OneUp Trader vs Topstep: side-by-side data
Criteria
OneUp Trader
Topstep
AI visibility score
1.5 / 100
31.4 / 100
AI visibility rank
#30
#4
Named in AI answers
2%
39%
AI sentiment (0–100)
2
39
Founded
2017
2012
Headquarters
Wilmington, United States
Chicago, United States
Evaluation models
One-step
One-step
Asset classes
Futures
Futures
Platforms
Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart
NinjaTrader, TopstepX, TradingView
Maximum allocation
$250,000 (up to 3 funded accounts)
$150,000
Profit split
90% (100% of first $10,000)
90% (100% of first $10,000)
Challenge fee from
$65/month ($25K; 50% paid upfront, balance on funding)
$49/month ($50K Combine)
Account sizes
$25k, $50k, $100k, $150k, $250k
$50k, $100k, $150k
Payout frequency
on demand from day 1 (unlimited withdrawals)
on demand (instant payouts after 5 winning days or 3-day consistency path)
Daily drawdown limit
none
none (optional Daily Loss Limit $1,000 on $50K)
Maximum drawdown
trailing $1,500 on $25K (6%), stops trailing at initial balance
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
AI visibility by engine: OneUp Trader vs Topstep
Engine
OneUp Trader
Topstep
ChatGPT
9.4
56
Perplexity
0
38.6
Gemini
0
33.9
Claude
0
17.9
Google AI Mode
0
41.6
Google AI Overview
0
30.7
Google top-10
0
0.2
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
OneUp Trader vs Topstep: common questions
Which prop firm do AI assistants recommend more, OneUp Trader or Topstep?
Topstep scores higher on the Q3 2026 Pipswire AI Visibility Index (1.5 / 100 vs 31.4 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
What profit split do OneUp Trader and Topstep pay?
OneUp Trader pays 90% (100% of first $10,000); Topstep pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).
Which is cheaper to start, OneUp Trader or Topstep?
Entry-level challenge fees start at $65/month ($25K; 50% paid upfront, balance on funding) at OneUp Trader and $49/month ($50K Combine) at Topstep. Fees change often and discounts are common, so treat these as the floor.
Which platforms do OneUp Trader and Topstep support?
OneUp Trader: Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart. Topstep: NinjaTrader, TopstepX, TradingView.
How do the drawdown rules compare at OneUp Trader and Topstep?
OneUp Trader: maximum drawdown trailing $1,500 on $25K (6%), stops trailing at initial balance, daily none. Topstep: maximum drawdown trailing $2,000 on $50K (4%, end-of-day), daily none (optional Daily Loss Limit $1,000 on $50K).
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.