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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · Instant Funding facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · OneUp Trader facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 14.7 / 100 · AI visibility rank #7 · Founded 2022
Instant Funding is a proprietary trading firm based in London, United Kingdom, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $400,000…
Open the Instant Funding profileAI visibility score 1.5 / 100 · AI visibility rank #30 · Founded 2017
OneUp Trader is a proprietary trading firm based in Wilmington, United States, founded in 2017. It offers one-step evaluations on futures. Funded accounts go up to $250,000 (up to 3 funded accounts).…
Open the OneUp Trader profileInstant Funding (London, United Kingdom, founded 2022) scores 14.7 / 100 on the Q3 2026 AI Visibility Index (rank #7 of 76 prop firms), named in 22% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $400,000 challenge / $80,000 instant (scaling to $3,840,000), pays a 80% (up to 90%) profit split and offers cTrader, Match-Trader, MT5. OneUp Trader (Wilmington, United States, founded 2017) scores 1.5 / 100 on the Q3 2026 AI Visibility Index (rank #30 of 76 prop firms), named in 2% of AI answers, runs One-step evaluations, funds accounts up to $250,000 (up to 3 funded accounts), pays a 90% (100% of first $10,000) profit split and offers Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
| Criteria | Instant Funding | OneUp Trader |
|---|---|---|
| AI visibility score | 14.7 / 100 | 1.5 / 100 |
| AI visibility rank | #7 | #30 |
| Named in AI answers | 22% | 2% |
| AI sentiment (0–100) | 17 | 2 |
| Founded | 2022 | 2017 |
| Headquarters | London, United Kingdom | Wilmington, United States |
| Evaluation models | Instant funding, One-step, Two-step | One-step |
| Asset classes | Commodities, Crypto, Forex, Indices | Futures |
| Platforms | cTrader, Match-Trader, MT5 | Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart |
| Maximum allocation | $400,000 challenge / $80,000 instant (scaling to $3,840,000) | $250,000 (up to 3 funded accounts) |
| Profit split | 80% (up to 90%) | 90% (100% of first $10,000) |
| Challenge fee from | Not verified | $65/month ($25K; 50% paid upfront, balance on funding) |
| Account sizes | $625, $1.25k, $2.5k, $5k, $10k, $20k, $40k, $80k (instant), $25k, $50k, $100k, $200k, $400k (challenge) | $25k, $50k, $100k, $150k, $250k |
| Payout frequency | 14 days after first trade then weekly (Instant); on demand (One-Phase) | on demand from day 1 (unlimited withdrawals) |
| Daily drawdown limit | none (Instant); 3% (One-Phase) | none |
| Maximum drawdown | 10% (locks to 5% after 5% profit) (Instant) | trailing $1,500 on $25K (6%), stops trailing at initial balance |
| Minimum trading days | none | 10 (5 on Express) |
| Time limit | none | none |
| News trading | Restricted | Not verified |
| Weekend holding | Restricted | No |
| Status | active | active |
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
| Engine | Instant Funding | OneUp Trader |
|---|---|---|
| ChatGPT | 14.2 | 9.4 |
| Perplexity | 10.8 | 0 |
| Gemini | 19 | 0 |
| Claude | 11.2 | 0 |
| Google AI Mode | 18.5 | 0 |
| Google AI Overview | 20.8 | 0 |
| Google top-10 | 13.7 | 0 |
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
Instant Funding scores higher on the Q3 2026 Pipswire AI Visibility Index (14.7 / 100 vs 1.5 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
Instant Funding pays 80% (up to 90%); OneUp Trader pays 90% (100% of first $10,000) (as published on each firm's site when we last checked).
Instant Funding: cTrader, Match-Trader, MT5. OneUp Trader: Bookmap, Jigsaw, MotiveWave, MultiCharts, NinjaTrader, R Trader, Sierra Chart.
Instant Funding: maximum drawdown 10% (locks to 5% after 5% profit) (Instant), daily none (Instant); 3% (One-Phase). OneUp Trader: maximum drawdown trailing $1,500 on $25K (6%), stops trailing at initial balance, daily none.
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.