FXIFY vs Instant Funding (2026): rules, payouts, fees and AI visibility compared
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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Instant Funding facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24
AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023
FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…
AI visibility score 14.7 / 100 · AI visibility rank #7 · Founded 2022
Instant Funding is a proprietary trading firm based in London, United Kingdom, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $400,000…
FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView. Instant Funding (London, United Kingdom, founded 2022) scores 14.7 / 100 on the Q3 2026 AI Visibility Index (rank #7 of 76 prop firms), named in 22% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $400,000 challenge / $80,000 instant (scaling to $3,840,000), pays a 80% (up to 90%) profit split and offers cTrader, Match-Trader, MT5.
Verdict at a glance
FXIFY leads on choice of evaluation models, asset-class range and platform choice.
Instant Funding leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
Level on maximum allocation.
Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.
first payout on demand, then monthly (bi-weekly add-on)
14 days after first trade then weekly (Instant); on demand (One-Phase)
Daily drawdown limit
Not verified
none (Instant); 3% (One-Phase)
Maximum drawdown
static or trailing (by program)
10% (locks to 5% after 5% profit) (Instant)
Minimum trading days
5 (before first payout)
none
Time limit
none
none
News trading
Not verified
Restricted
Weekend holding
Yes
Restricted
EAs / algos allowed
Yes
Not verified
Broker backing
FXPIG (Prime Intermarket Group)
Not verified
Status
active
active
Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.
AI visibility by engine: FXIFY vs Instant Funding
Engine
FXIFY
Instant Funding
ChatGPT
1.3
14.2
Perplexity
7
10.8
Gemini
10.1
19
Claude
14.6
11.2
Google AI Mode
7.2
18.5
Google AI Overview
20.1
20.8
Google top-10
14.7
13.7
Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.
FXIFY vs Instant Funding: common questions
Which prop firm do AI assistants recommend more, FXIFY or Instant Funding?
Instant Funding scores higher on the Q3 2026 Pipswire AI Visibility Index (9.3 / 100 vs 14.7 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.
What profit split do FXIFY and Instant Funding pay?
FXIFY pays 75% (up to 90%; 100% on FXIFY Futures); Instant Funding pays 80% (up to 90%) (as published on each firm's site when we last checked).
Which platforms do FXIFY and Instant Funding support?
How do the drawdown rules compare at FXIFY and Instant Funding?
FXIFY: maximum drawdown static or trailing (by program). Instant Funding: maximum drawdown 10% (locks to 5% after 5% profit) (Instant), daily none (Instant); 3% (One-Phase).
Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.