FXIFY vs Instant Funding (2026): rules, payouts, fees and AI visibility compared

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Data refreshed 24 Sep 2026 · Compiled by David Ispiryan · FXIFY facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24 · Instant Funding facts verified by BrokerCatalogue research desk (from the firm's own site) on 2026-09-24

FXIFY

AI visibility score 9.3 / 100 · AI visibility rank #11 · Founded 2023

FXIFY is a proprietary trading firm based in London, United Kingdom, founded in 2023. It offers one-step, two-step, three-step, instant-funding evaluations on forex, indices, commodities, crypto, stocks, futures. Funded accounts go up…

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Instant Funding

AI visibility score 14.7 / 100 · AI visibility rank #7 · Founded 2022

Instant Funding is a proprietary trading firm based in London, United Kingdom, founded in 2022. It offers one-step, two-step, instant-funding evaluations on forex, indices, commodities, crypto. Funded accounts go up to $400,000…

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FXIFY (London, United Kingdom, founded 2023) scores 9.3 / 100 on the Q3 2026 AI Visibility Index (rank #11 of 76 prop firms), named in 13% of AI answers, runs Instant funding, One-step, Three-step, Two-step evaluations, funds accounts up to $400,000, pays a 75% (up to 90%; 100% on FXIFY Futures) profit split and offers DXtrade, MT4, MT5, TradingView. Instant Funding (London, United Kingdom, founded 2022) scores 14.7 / 100 on the Q3 2026 AI Visibility Index (rank #7 of 76 prop firms), named in 22% of AI answers, runs Instant funding, One-step, Two-step evaluations, funds accounts up to $400,000 challenge / $80,000 instant (scaling to $3,840,000), pays a 80% (up to 90%) profit split and offers cTrader, Match-Trader, MT5.

Verdict at a glance

  • FXIFY leads on choice of evaluation models, asset-class range and platform choice.
  • Instant Funding leads on AI visibility, how often AI names it, AI sentiment, track record and profit split.
  • Level on maximum allocation.

Scored on 9 measurable dimensions where both prop firms have verified data. Dimensions missing for either side are excluded rather than guessed. This is a data summary, not a recommendation.

FXIFY vs Instant Funding: side-by-side data

CriteriaFXIFYInstant Funding
AI visibility score9.3 / 10014.7 / 100
AI visibility rank#11#7
Named in AI answers13%22%
AI sentiment (0–100)1017
Founded20232022
HeadquartersLondon, United KingdomLondon, United Kingdom
Evaluation modelsInstant funding, One-step, Three-step, Two-stepInstant funding, One-step, Two-step
Asset classesCommodities, Crypto, Forex, Futures, Indices, StocksCommodities, Crypto, Forex, Indices
PlatformsDXtrade, MT4, MT5, TradingViewcTrader, Match-Trader, MT5
Maximum allocation$400,000$400,000 challenge / $80,000 instant (scaling to $3,840,000)
Profit split75% (up to 90%; 100% on FXIFY Futures)80% (up to 90%)
Challenge fee from$39 (Lightning from $59; $5k One Phase $250)Not verified
Account sizes$5k, $10k, $25k, $50k, $100k, $200k, $400k$625, $1.25k, $2.5k, $5k, $10k, $20k, $40k, $80k (instant), $25k, $50k, $100k, $200k, $400k (challenge)
Payout frequencyfirst payout on demand, then monthly (bi-weekly add-on)14 days after first trade then weekly (Instant); on demand (One-Phase)
Daily drawdown limitNot verifiednone (Instant); 3% (One-Phase)
Maximum drawdownstatic or trailing (by program)10% (locks to 5% after 5% profit) (Instant)
Minimum trading days5 (before first payout)none
Time limitnonenone
News tradingNot verifiedRestricted
Weekend holdingYesRestricted
EAs / algos allowedYesNot verified
Broker backingFXPIG (Prime Intermarket Group)Not verified
Statusactiveactive

Highlighted cells mark the stronger value where a direction is objectively better (e.g. more licences, lower fees). "Not verified" means the field is not yet in our catalogue for that prop firm — we never fill gaps with estimates.

AI visibility by engine: FXIFY vs Instant Funding

EngineFXIFYInstant Funding
ChatGPT1.314.2
Perplexity710.8
Gemini10.119
Claude14.611.2
Google AI Mode7.218.5
Google AI Overview20.120.8
Google top-1014.713.7

Scores 0–100 from the Pipswire AI Visibility Index, Q3 2026. Higher means the engine names the firm more often and more favourably.

FXIFY vs Instant Funding: common questions

Which prop firm do AI assistants recommend more, FXIFY or Instant Funding?

Instant Funding scores higher on the Q3 2026 Pipswire AI Visibility Index (9.3 / 100 vs 14.7 / 100), which measures how often ChatGPT, Perplexity, Gemini, Claude and Google name a firm when traders ask which prop firm to use.

What profit split do FXIFY and Instant Funding pay?

FXIFY pays 75% (up to 90%; 100% on FXIFY Futures); Instant Funding pays 80% (up to 90%) (as published on each firm's site when we last checked).

Which platforms do FXIFY and Instant Funding support?

FXIFY: DXtrade, MT4, MT5, TradingView. Instant Funding: cTrader, Match-Trader, MT5.

How do the drawdown rules compare at FXIFY and Instant Funding?

FXIFY: maximum drawdown static or trailing (by program). Instant Funding: maximum drawdown 10% (locks to 5% after 5% profit) (Instant), daily none (Instant); 3% (One-Phase).

Keep comparing

FXIFY

Instant Funding

Risk warning: prop firms are not regulated brokers or investment firms. Evaluations are paid, fees are usually non-refundable, most accounts are simulated, and a firm can change its rules or stop paying out. Most participants fail the evaluation. Nothing on this page is financial advice; read the firm's terms before you pay. Full risk disclosure.